Tuesday, June 10, 2014

When Is Disability Benefit Application Denied?

Sustaining an injury that leads to a long-term disability is among the most depressing situations a person can find himself in. It could mean not being able to make a living for a long time, which would even be more devastating if the disabled person has a family to support. Fortunately, there are social security benefits intended for such a contingency.

However, there are occasions when claims for such benefits are denied. SSA authorities may deem a claimant ineligible for a number of reasons, two of which are discussed in the following paragraphs.

One of these reasons is when the applicant is found to still be earning more than the substantial gainful activity (SGA) limit. The SGA is what the SSA uses to determine whether a person is incapable of providing for himself after the disability. The benefits increase as the applicant’s income decreases.

Another reason for a claims denial is if the disability is expected to end sooner than 12 months. A disabled person who will likely recover in less than a year, and thus may get back gainful employment within that period, could be deemed ineligible for benefits.

If you believe you are entitled to disability benefits despite a claim denial, it is best to immediately consult with a Social Security disability lawyer, who can advise and help you on what to do next. 


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